Pay at Your own Pace
With Affirm Spilt, purchases into 4 interest-free payments every two weeks or longer-item monthly payments
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to spilt your into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
Keep things simple with Pay in 4
For example, a $1,000 purchase might cost $84/mo or 4 payments at 0% APR.
Fill your cart
When you're done shopping, select Affirm at checkout.
Choose how you pay
Enter a few Pieces of info for a real-time decision.
Pay Over Time
Make 4 payments every 2 weeks at Affirm.com or in the Affirm app. You'll get email and text reminders.
at checkoutBuy with confidence
When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee.....or any fee, for that matter.
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
Rates from 0%-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
FAQ
Can I pay off my purchase early?Yes! There's no penalty for paying early.
How do I make my payments?You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?Yes. You can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility effect my credit score?No. Your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.
Do I need a mobile number to use AffirmYes. You'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
Where I can learn more about Affirm?You can visit their website at affirm.com.